Credit Cards

Honest reviews and first-hand experience with premium credit cards.

American Express Centurion Card

The Black Card. An honest review from an active cardholder.

Is the 720 euro annual fee worth it? An honest calculation with real numbers.

After the price increase to 240 euros: what remains, and who it still makes sense for.

The strongest card for entrepreneurs. What it can do and where its limits are.

What the personal concierge service actually delivers. And what it doesn't.

An honest comparison from someone who uses both cards daily.

After the price increase to 240 euros: experience, benefits, and who it still makes sense for.

175 euro annual fee, 1.5x points with Turbo. The underrated points machine.

The best cards for 10K to 200K euros in monthly ad spend. Setup and strategy.

Where American Express is accepted in Germany and where it isn't. The honest assessment.

Which insurance the Amex cards include and what they actually cover.

Four cards, clear roles, no gaps. My credit card setup for everyday use.