Reviews, comparisons and guides on premium credit cards, banking and the US credit system. Newest first.
The last big US card with uncapped 3x on Facebook and Google ads gets a ceiling: from 11/15/2026, 3x only applies to the first million each card year. Who it hits, what it costs, and how to restructure ad spend above the cap.
5 German Amex points become 4 Avios, while a Miles & More mile costs 3 points. Why Avios are usually the better exit for German Membership Rewards, where BA gets expensive, when Iberia and Qatar price better, and when the transfer is not worth it.
The German Amex Platinum unlocks a high car rental status at Hertz, Avis and Sixt. Which tier you actually get, what reaches you at the counter and which promises are mostly marketing.
THC and FHR sound alike but work differently: minimum stay, credit, upgrade logic and which card unlocks which program. Plus the cases where THC is the better tool.
With the October bonus, a purchased Miles & More mile costs just over one cent. That is cheap, but only for one kind of redemption: long-haul Business or First. The maths, the bundles, and what the new status Points and lounge vouchers are really worth.
Access with a German card, one guest instead of two, the 3-hour rule, the 5-hour layover rule and which US lounges actually help on transatlantic routes. As of October 2026.
Two airports, one overview: which lounges Hamburg and Düsseldorf have, which card gets you in, and where the access does not justify the annual fee.
A harbour town between mountains and sea, apartments from around USD 55,000 a few hundred metres from the beach: what Finike costs, which properties are on offer right now, and how to assemble the USD 400,000 for Turkish citizenship from them.
Airbnb Luxe now counts toward the $600, plus a new $250 Airbnb credit. The catch: Fine Hotels + Resorts requires at least two nights starting January 1, 2027.
HSBC promises a banking relationship that follows you across borders. What is true about that, which thresholds apply in the US and in Jersey, why there is no Premier in Germany, and what CRD VI changes for EU residents.
15 Marriott hotels that currently cost far fewer points than usual. The percentage discount is the wrong number to look at, though. What matters is what a point is worth on that specific night, and across these deals that ranges from 0.5 to 3.4 cents.
At BER a premium card opens exactly one lounge, and that lounge is regularly full. Which lounges exist, who gets in, what walk-in access costs and why Lounge on the Go is useless in Berlin.
