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Reviews, comparisons and guides on premium credit cards, banking and the US credit system. Newest first.

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Amex Gold vs. Platinum Comparison 2026: Which One Is Worth It?
VERGLEICHE

Amex Gold vs. Platinum Comparison 2026: Which One Is Worth It?

240 euros versus 720 euros. Gold versus Platinum. Both earn Membership Rewards, but the differences go far beyond the annual fee.

Christian··11 min read
Best Hotel Loyalty Programs 2026 for Cardholders
STATUS

Best Hotel Loyalty Programs 2026 for Cardholders

Hilton, Marriott, IHG, Hyatt: which loyalty program delivers the most value for credit card holders? A comparison.

Christian··13 min read
Net-a-Porter Centurion Benefit Dropped: What It Means
CENTURION

Net-a-Porter Centurion Benefit Dropped: What It Means

Amex drops Net-a-Porter and Mr Porter credits for Centurion. Lodenfrey as a replacement. Why this is a bad trade.

Christian··4 min read
Hotel Status Through Credit Cards 2026: What's Worth It?
STATUS

Hotel Status Through Credit Cards 2026: What's Worth It?

Hilton Gold, Marriott Gold, hotel status through credit cards. What actually works in practice and where you should not kid yourself.

Christian··10 min read
Payback Amex 2026: Is the Card Worth It?
CREDIT CARDS

Payback Amex 2026: Is the Card Worth It?

The Payback American Express costs nothing and earns Payback points. But does it fit into an Amex strategy alongside the Platinum? A clear-eyed analysis.

Christian··10 min read
Traveling with Points: A Business Class Beginner's Guide 2026
STRATEGY

Traveling with Points: A Business Class Beginner's Guide 2026

110,000 MR points for Business Class to Tokyo instead of 4,000 EUR. How I started using points strategically.

Christian··9 min read
Amex Customer Service Review 2026: 9 Years Tested
CREDIT CARDS

Amex Customer Service Review 2026: 9 Years Tested

Nine years as an Amex customer: what the customer service actually delivers and why Platinum vs. Centurion service differs significantly.

Christian··9 min read
Paraguay Residency 2026: Temporary First, Cédula, and What Territorial Tax Really Means
RESIDENCY

Paraguay Residency 2026: Temporary First, Cédula, and What Territorial Tax Really Means

Two years temporary, then permanent, and since July 2026 with real proof of income: how Paraguay residency works today and what the tax certificate cannot do.

Christian··11 min read
Panama Friendly Nations Visa: What It Really Requires After 2021
RESIDENCY

Panama Friendly Nations Visa: What It Really Requires After 2021

200,000 dollars in property or a fixed deposit, or a real job in Panama: what the Friendly Nations Visa costs today, how often you must be there and what it does not do for taxes.

Christian··10 min read
St Kitts & Nevis Citizenship 2026: Costs, Process and Risks of the Oldest Program
RESIDENCY

St Kitts & Nevis Citizenship 2026: Costs, Process and Risks of the Oldest Program

Running since 1984, from USD 250,000, with an interview and biometrics: how the St Kitts & Nevis passport works today and what the EU wants to change.

Christian··11 min read
Centurion Living Events: Review & Critique 2026
CENTURION

Centurion Living Events: Review & Critique 2026

The Centurion Living Events were once a genuine highlight. Today they have become rarer and increasingly feel like sales pitches.

Christian··3 min read
Vanuatu Citizenship by Investment 2026: the Cheapest Passport and What It Is Worth Without Schengen
RESIDENCY

Vanuatu Citizenship by Investment 2026: the Cheapest Passport and What It Is Worth Without Schengen

From USD 130,000, no visit, a few months: how the Vanuatu passport works, why the EU and the UK removed visa-free access, and what is left of it.

Christian··9 min read