Reviews, comparisons and guides on premium credit cards, banking and the US credit system. Newest first.
75,000 or 150,000 dollars: the two Chase relationship tiers side by side, what the dedicated banker actually delivers, and when moving your brokerage account over pays off.
Terminal by terminal: which lounge in Munich takes which card, where Priority Pass still gets you in, and what is left after the Lufthansa deal ended.
Platinum, Gold, Green or a no-fee card: which US Amex makes sense after a Global Transfer depends far less on the benefit sheet than on credit building.
In most lounge programs children are ordinary guests and priced accordingly. Which program has an age scale, where your own children are free and what a family of four actually pays per visit.
Three lounge programs, overlapping networks, completely different billing. Who delivers what, where the real differences are and when none of them helps.
As a German citizen you cannot apply for TSA PreCheck directly, but you can for Global Entry. The process including the Federal Police pre-check, realistic wait times, and which Amex cards reimburse the 120 dollars.
A credit card is only the visible end of a banking relationship. Four tiers from a fintech account to a private bank, what each one really costs, what it delivers and when climbing is worth it.
What to do when your Amex is gone while travelling: the process by app and by phone, how long Amex says a replacement takes, what emergency cash realistically delivers, and what keeps working through Apple Pay.
How to dispute a charge with American Express: the process, the deadlines, which documents count, how it differs from an insurance claim, and the typical outcomes.
150,000 dollars in balances, a dedicated banker, no wire fees: what Chase Private Client really is, what it is not, and the order in which a non-resident gets there.
Payment history, utilisation, proof of income — and the misconception that charge cards have no limit. Which levers actually move your spending power, and when a limit request is the wrong tool.
A single Sixt share unlocks a shareholder rate of up to 20 percent off rentals. It sounds like Diamond status for 60 euros. It isn't. What the rate does, what it doesn't, and for whom it still makes sense next to a Centurion or Platinum card.
